Facing Legal Action Against Your Home?
You DO Have Options. But where do you even begin?
Facing a foreclosure can be a difficult series of events to face, especially when you don’t know where to turn to get accurate advice. It is natural to either want to run head first into the storm, or run in the opposite direction. Whether you have a desire to face your situation or not; please know that you have options.
One consistent comment that we hear from folks who have trusted us with their situation is this: “I wish I would have contacted you months ago.” This is because we work with a team of professionals focused on one thing: YOU. Working together with you, we can help you navigate this situation that you are facing, and you can rest assured that you have a team of people on your side. You are certainly not alone.
We have worked to save homes from foreclosure; helping our clients keep their homes, or successfully sell their homes. This takes a skill set of being able to successfully negotiate with banks and attorneys to create a winning situation for you. In fact, our team negotiated to literally eliminate a million dollars of debt so our client could move forward.
Do not wait to contact us if you would like help. The sooner we can work with you, the higher the chances of success. You pay not one dime for our services. Period. Of course, all matters you discuss with us are confidential.
Frequently Asked Questions
So who pays for our services that we provide to you?
Many folks end up not reaching out for help because they are already in a tight financial situation. Therefore, they think they cannot afford help. This is a Myth!
When working with you and negotiating with the bank, when we are successful in helping you avoid foreclosure by finding a buyer for your home… it is the bank that pays for our services. They do this because they require a licensed real estate agent to list your home on the multiple listing service when working through this process. In the end, it is a win for you as well as for the bank because the bank avoids costly foreclosure expenses.
How much time do I have after I receive a notice of foreclosure action?
The answer: It depends.
Different lending institutions move at different speeds. Plus, it depends on which county you are in. Some counties are backed up, so it may simply take longer for your home to appear on the docket. Other counties are only dealing with a few homes per month.
If you haven’t spoken with your lending institution yet or someone that can help you with your situation, it is imperative that you take action sooner rather than later. The most important thing to know when facing foreclosure is that time is not your friend.
It can be hard to know what action to take if you don’t know where to start. Don’t be afraid to start a conversation with your bank. Most likely, you may hear two options… depending on the answer to the question “Do you want to keep your home?” Depending on your answer, there may be an option for a loan modification or a short sale may be the suggestion. Either way, get information and empower yourself. This is YOUR house. You have the power to make the decisions. If you go the option of a short sale, the bank will require you to list with a real estate agent. We can provide to you a better idea of what kind of time you have left after we talk to you and understand where you are in your situation. Don’t wait another day. Take action and get answers.